Home Mortgage Loan With all that extra cash you get – you can give your home a complete makeover! Signing up for a home mortgage loan is so easy! You get all the money in one lump sum with a debt consolidation loan – that means you get to spend it whichever way you want! Paint your home, do up the exteriors, refurnish the rooms and watch your dull walls sparkle with life! Home mortgage refinance options are easily available. So check it out today!